"Affordable" care act

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    Topic
  • #178249
    Anonymous
    Inactive

    Assuming my state uses the California model, my premiums will double from what they are now, my total OOP will stay the same, I’ll get no additional benefit and it appears this “new and improved” health insurance plan is not accompanied by an HSA. In a nutshell, it’ll cost me more – wwwaaayyy more. How is this better?

    https://www.coveredca.com/PDFs/English/CoveredCA-HealthPlanBenefitsComparisonChart.pdf

Viewing 6 replies - 1 through 6 (of 6 total)
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  • #423009
    StephAV
    Member

    Those premiums are for people that don't have insurance through their employer… Those with no health insurance or purchasing insurance in the open market. This is to help people who currently don't have access to a plan they can afford.

    FAR - 7/13 - 72, 11/13- 74, 2/14- 82!!! Best score ever (for me)!!!
    BEC - 1/14 - 75!!! Perfect score! First Pass! YAY!!!
    AUD - 8/14 - 80!!!
    REG - 5/14 - 72, 10/14 - 66, 1/15 - 78 - DONE FOREVER!!!
    I did 5 of the UNA and CPAExcel classes to earn units.

    #423010
    StephAV
    Member

    Maybe you should read this fact sheet: https://www.coveredca.com/PDFs/English/Covered_California_Changes_Coming_fact_sheet_English.pdf

    FAR - 7/13 - 72, 11/13- 74, 2/14- 82!!! Best score ever (for me)!!!
    BEC - 1/14 - 75!!! Perfect score! First Pass! YAY!!!
    AUD - 8/14 - 80!!!
    REG - 5/14 - 72, 10/14 - 66, 1/15 - 78 - DONE FOREVER!!!
    I did 5 of the UNA and CPAExcel classes to earn units.

    #423011
    Anonymous
    Inactive

    I purchase my insurance off of the individual market.

    I also believe many of us are going to find ourselves shopping for our own insurance when our employers drop coverage. I'm hearing that many of the contractors in my city are going to go through a massive layoff on 12/31 to avoid the mandatory coverage for 50+ employee coverage – and they will not go above 50 employees until this disaster becomes irrelevant.

    The “fact sheet” doesn't tell me anything I don't already know – and I already get all the “benefits” listed. So for waaayyyy more money than what I already pay, I fail to see the benefit of this new and improved insurance plan.

    #423012

    Yes, it will be cheaper for companies to pay the penalty than cover the employees. I've started a file with my research. It's not going to be fun for anyone I deal with.

    CA CPA - All because of the journey listed below
    -----------------------------------------------------------------------
    FAR - 53('10), 8/25/12 79 PASSED!
    REG - 66('11), 69('12), 12/06/12 77 PASSED!!
    BEC - 58('10), 74('12), 01/05/13 77 PASSED!!!
    AUD - 43('11), 66('12), 69('13), 74('13) 7/29/13 85 PASSED!!!!!

    (Combinations of Roger, Yaeger, Wiley Book, Wiley TB, & NINJA Notes)

    Ethics 90%

    #423013
    jeff
    Keymaster

    What's the cheapest gov't plan … like $20k a year? Something like that.

    #423014
    Anonymous
    Inactive

    Here is a subsidy calculator if you are interested: https://kff.org/interactive/subsidy-calculator/

    This is also interesting…health care related issues broken down by state: https://kff.org/statedata/

Viewing 6 replies - 1 through 6 (of 6 total)
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