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Hello All! I know you may have answered many questions like this before but i’m just curious to know. I may have did a little damage to my credit back when I was a teen when I was irresponsible and really didn’t have much education on finances. Now that I am 25 and a college graduate, things are starting to hit me. Back when I was 19 I thought it would be cool to get a credit card ($500 limit), an installment loan ($3000), and a cell phone all in my name. Being stupid I maxed out my credit card and it was charged off at $1000, I stopped paying my loans when I only had $1133 left and my cell phone bill became ungodly and ran up to about $900. All of these items had to have been in collections or carrying some negative weight on my credit report since at least 2010. Today, I have paid all of my charge-offs, collections, and any other debt owed. Do you think it will be hard for me to get a job in public accounting after I paid it all? Would Big 4 still look at me?
P.S.- I’m not irresponsible now, I had some unfortunate things happen during that time like being homeless which almost led to me dropping out of school, and the debt was paid up until I transferred schools to further my education.
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